A BUSINESSMAN claimed his home was sold off at an auction after he didn’t pay charges he owed to his homeowner’s association.
Randy Eisenhart was left stunned when his property went onto the market.
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In 2020, Eisenhart, of Colorado, said he didn’t pay a charge worth $110 to the Chatfield Corners Owners Association in 2016, per the CBS affiliate KCNC-TV.
The sum was related to a $100 fee he had to pay for a trash can.
The fines racked up and Eisenhart was slapped with an eviction notice around a year later.
He faced losing the $500,000 home he built and described as a dream.
But he claimed he wasn’t given any warning before the notice was issued.
“I had no idea that they could even do that to you,” he said.
“I didn’t understand that this could happen to me had I known anything about what they could do with the power of the HOA as I would’ve absolutely paid the lien.”
Eisenhart claimed documents from the homeowners association were sent to an old mailbox he hadn’t checked for a long time.
He was slapped with attorney costs and the ordeal meant he was forced to file for bankruptcy.
Eisenhart was told he could stay in the property but had to fork out more than $2,000 a month to the courts.
He admitted the saga had been tough for him.
The U.S. Sun has approached the Chatfield Corners Homeowners Association for comment.
Homeowner associations in Colorado can seek a lien in a bid to cover any outstanding debts, per The Colorado Sun.
Members can then vote on whether a foreclosure notice can be issued.
The vote usually takes place when the outstanding debt is equal to around six months’ worth of dues.
Then a judge may issue a foreclosure notice.
Judges could rule that the home needs to be sold to cover the outstanding debts that have mounted up.
Homeowners have to scramble to find the money to cover the outstanding debts if they want to keep their property.
But the power homeowners associations in Colorado have has caught other residents off guard.
Homeowner associations in the state have said they try to work with residents who fall behind on debts to avoid legal action.
Miesha Ross was left reeling when she was hit with a foreclosure notice.
This was despite the fact she was paying her mortgage.
She was left scrambling to pay her bills after a car accident and she had been on unpaid maternity leave after the birth of her third child.
Darin Bigus revealed he was hit with a foreclosure notice over payments he didn’t make to his homeowners association.
The power of homeowner associations in Colorado
RESIDENTS across Colorado have been left reeling after being unaware of the power homeowners associations have in the state.
Homeowners have been slapped with foreclosure notices that have seen hundreds of properties sold at auctions.
Notices have been filed over unpaid debts and fees.
Homeowners are warned that they must cover outstanding debts before being hit with an eviction notice.
The case can go to court if homeowners refuse to cover the outstanding fees.
However homeowners could be hit with additional costs such as attorney fees.
Then, a judge can order the home to be put on auction as a last resort for resolving the debts.
Homeowners then have to scramble to find the money if they don’t want to lose their property.
But it isn’t guaranteed that there will be a quick resolution as in some cases, the process can last years.
Court hearings can be delayed if there is a backlog of cases.
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